Archive for the ‘Renting & Real Estate’ Category

Does giving our fico score,cash down number help while making an offer to a short sale property ?

Posted in Renting & Real Estate on 09/02/2010 09:23 am by
John P asked:


I have a very good credit and 20% cash down for my home.
I am planning to make an offer for a property which I liked, so during the offer does it help if I give my FICO score and how much cash I am willing to pay for the property? (lets say its 20%) of the property ?

Richard
 

What is the minimum fico score needed for a heloc/line of equity and with what bank?

Posted in Renting & Real Estate on 08/24/2010 02:14 pm by
Unique asked:


I have a 629 fico and trying to get a heloc/line of credit, could someone let me know what bank will do this please?

Bonnie
 

How many times can you pull credit for mortgage without it hurting your fico?

Posted in Renting & Real Estate on 05/15/2010 07:04 am by
Chad C asked:


I have heard all kinds of timelines and numbers of times you can have your credit pulled before it starts to hurt your fico. If you would like to shop your mortgage to different lenders before choosing who to go with, how many times can you have your credit pulled ( only by mortgage companies) and not have it hurt your credit?

Mathew
 

How to determine mortgage rate from FICO score?

Posted in Renting & Real Estate on 03/14/2010 08:02 pm by
akj147 asked:


So the way I understand it is that your FICO score determines the interest rate you will get (along with national interest rate levels).

With that said, when Yahoo says that todays rate is 6.364% what FICO score does this assume. If I have a FICO score of above 720 (assume 720 as worst case) then what can I estimate my interest rate to be given the 6.364%? Lower? Higher? Same?

Rosemary