How Do I Check My FICO Score?
Posted in Establish Credit on 10/07/2010 11:11 am by
Archive for October, 2010
How many credit cards should you have to get the maximum fico boost?
Posted in Amount Of Money on 10/06/2010 08:15 pm by
Alex L asked:
What is the ideal number of credit cards to get the best possible fico score. I don’t have late payments on my mortgage or credit cards. Thanks for the help
Ramon
What is the ideal number of credit cards to get the best possible fico score. I don’t have late payments on my mortgage or credit cards. Thanks for the help
Ramon
how long will it take for my fico to rise after my cc reported 0 balance to credit bureaus?
Posted in Credit on 10/05/2010 12:13 am by
word asked:
I paid off one of my cc and my scored jumped 40points within a day after it closed and reported. I just paid off my 2nd cc and it’s reported as 0 but still waiting (over a week now) for a fico leap. Would anyone know how long it will take, or may it have not effect my score any?
Billy
I paid off one of my cc and my scored jumped 40points within a day after it closed and reported. I just paid off my 2nd cc and it’s reported as 0 but still waiting (over a week now) for a fico leap. Would anyone know how long it will take, or may it have not effect my score any?
Billy
Why does filing a dispute lower my FICO credit score?
Posted in Credit on 10/04/2010 09:33 pm by
R S asked:
In order to raise my credit score I filed a dispute on some of the negative items. On my FICO score those items show that they are currently being disputed, but it also shows that my score lowered by 6 points because I filed the dispute. How does this happen? Will it go back up once the dispute is resolved?
There have been no changes to be credit besides disputing the information. On FICO site where it list my score, it actually says that my score was lowered because a dispute was filed, even though the dispute is still pending.
Rosemary
In order to raise my credit score I filed a dispute on some of the negative items. On my FICO score those items show that they are currently being disputed, but it also shows that my score lowered by 6 points because I filed the dispute. How does this happen? Will it go back up once the dispute is resolved?
There have been no changes to be credit besides disputing the information. On FICO site where it list my score, it actually says that my score was lowered because a dispute was filed, even though the dispute is still pending.
Rosemary
Will my FICO score go down if I close a credit card account and open a new one?
Posted in Income Statements on 10/03/2010 10:24 am by
Dondeep asked:
I recently turned 18 and I have 2 credit card accounts. I am a secondary account holder for both (which still does affect my credit score). I have made sure to make full payments every month for them. I want to maximize my credit score, so should I close an account and open up a new account where I am the only account holder? Would closing my credit card account affect my FICO score?
Jim
I recently turned 18 and I have 2 credit card accounts. I am a secondary account holder for both (which still does affect my credit score). I have made sure to make full payments every month for them. I want to maximize my credit score, so should I close an account and open up a new account where I am the only account holder? Would closing my credit card account affect my FICO score?
Jim
How to Get Credit Score Over 750- Tips to Get Over 750 Credit Score
Posted in misunderstandings on 10/01/2010 06:44 am by